Junaid Ahmad, 25 years old young man living on rent with his mother and six sisters. He has been working as van conductor for many years. Un-fortunately nine years ago his father has passed away so the whole burden of responsibilities had upon him. He is doing conduction in van and earns income for his family which is not fully appropriate for his household expense. This is his only main source of income. He does not have any other source of income. He would like to start his business by acquiring auto rickshaw, in order to allow him to respond more effectively to the requirements of his family. For this reason, he is requesting a loan of $477 from Seed Out. He reckons that this loan will help because it will enable him to get more income to support his family.