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Seed Out terms of service

This policy outlines the “Terms of Service” between you (the user) and Seed Out. This agreement is essential to follow as it allows us to run our website successfully for you. Please read the text below carefully before you continue to browse or use the services provided to you on this platform.

Acceptance of terms of service

This website is offered to you on the conditional basis that you comply with the terms, conditions, and notices contained herein. Please keep in mind that Seed Out may revise the Terms of Use at any time without directly notifying you.

  • By making a payment online, you are acknowledging and agreeing that you are at least 18 years old as well as legally competent. If you fall under this requirement, a legal guardian or parent must be in company with you during transactions.
  • You acknowledge and agree that Sed Out has control over your donated funds when a payment is executed.
  • You acknowledge that the information present on the Seed Out Website, if not stated otherwise, is original and retains exclusive copyright. No material from this website may be copied, modified, reproduced, republished, uploaded, transmitted, posted, or distributed in any form without receiving written or official permission from this organization.
  • Seed Out is not a financial institution but a non-profit organization that only operates on www.SeedOut.org. Therefore, it is not responsible for credit risk of borrowers, guaranteeing repayment of loans, or losses or damages as a result of incorrect information posted on its website.
  • You understand that Seed Out borrowers may modify their repayment schedules if unable to repay within the original parameters set after fundraising.
MessagesTimelineExceptionsViews7RouteQueries10MailsAuthGateSessionRequest
1.87sRequest Duration31MBMemory UsageGET {section}/{slug}RouteAuth status
    • Booting (1.8s)
    • Application (1.81s)
      7 templates were rendered
      • cms_template.default (resources/views/cms_template/default.blade.php)1blade
        Params
        0
        page
      • layouts.web.master (resources/themes/metronic/layouts/web/master.blade.php)15blade
        Params
        0
        obLevel
        1
        __env
        2
        app
        3
        request_protocol
        4
        meta_title
        5
        meta_keywords
        6
        meta_description
        7
        og_title
        8
        og_description
        9
        og_type
        10
        og_image
        11
        og_site_name
        12
        errors
        13
        page
        14
        content
      • partials.web.head_styles (resources/themes/metronic/partials/web/head_styles.blade.php)16blade
        Params
        0
        obLevel
        1
        __env
        2
        app
        3
        request_protocol
        4
        meta_title
        5
        meta_keywords
        6
        meta_description
        7
        og_title
        8
        og_description
        9
        og_type
        10
        og_image
        11
        og_site_name
        12
        errors
        13
        page
        14
        content
        15
        user
      • web.javascriptRoutes (resources/views/web/javascriptRoutes.blade.php)15blade
        Params
        0
        obLevel
        1
        __env
        2
        app
        3
        request_protocol
        4
        meta_title
        5
        meta_keywords
        6
        meta_description
        7
        og_title
        8
        og_description
        9
        og_type
        10
        og_image
        11
        og_site_name
        12
        errors
        13
        page
        14
        content
      • partials.web.header (resources/themes/metronic/partials/web/header.blade.php)16blade
        Params
        0
        obLevel
        1
        __env
        2
        app
        3
        request_protocol
        4
        meta_title
        5
        meta_keywords
        6
        meta_description
        7
        og_title
        8
        og_description
        9
        og_type
        10
        og_image
        11
        og_site_name
        12
        errors
        13
        page
        14
        content
        15
        user
      • partials.web.footer (resources/themes/metronic/partials/web/footer.blade.php)17blade
        Params
        0
        obLevel
        1
        __env
        2
        app
        3
        request_protocol
        4
        meta_title
        5
        meta_keywords
        6
        meta_description
        7
        og_title
        8
        og_description
        9
        og_type
        10
        og_image
        11
        og_site_name
        12
        errors
        13
        page
        14
        content
        15
        color_class
        16
        user
      • flash.web.message (resources/views/flash/web/message.blade.php)15blade
        Params
        0
        obLevel
        1
        __env
        2
        app
        3
        request_protocol
        4
        meta_title
        5
        meta_keywords
        6
        meta_description
        7
        og_title
        8
        og_description
        9
        og_type
        10
        og_image
        11
        og_site_name
        12
        errors
        13
        page
        14
        content
      uri
      GET {section}/{slug}
      middleware
      web, checkZone
      as
      cms.route
      controller
      Modules\Cms\Http\Controllers\Web\CmsController@page
      namespace
      Modules\Cms\Http\Controllers\Web
      prefix
      null
      where
      file
      Modules/Cms/Http/Controllers/Web/CmsController.php:62-71
      10 statements were executed1.59s
      seedoutm_seedout_staging
      • select * from `currencies`280μs/vendor/torann/currency/src/Drivers/Database.php:62seedoutm_seedout_staging
        Metadata
        Hints
        • Use SELECT * only if you need all columns from table
        • The SELECT statement has no WHERE clause and could examine many more rows than intended
        Backtrace
        • 9. /vendor/torann/currency/src/Drivers/Database.php:62
        • 10. /vendor/torann/currency/src/Currency.php:242
        • 11. /vendor/torann/currency/src/Currency.php:230
        • 12. /vendor/torann/currency/src/Currency.php:215
        • 13. /app/Providers/AppServiceProvider.php:47
        • 25. /public/index.php:54
      • select count(*) as aggregate from `applications` where `applications`.`current_process_flow_id` = '9' and `applications`.`web_status` = 'Live' and `applications`.`status` = 'Approved' and `applications`.`deleted_at` is null and `applicable_type` = 'borrower'1.16ms/Modules/Application/Repositories/web/facade/Filters.php:186seedoutm_seedout_staging
        Metadata
        Bindings
        • 0. 9
        • 1. Live
        • 2. Approved
        • 3. borrower
        Backtrace
        • 13. /Modules/Application/Repositories/web/facade/Filters.php:186
        • 14. /Modules/Application/Repositories/web/facade/Filters.php:186
        • 15. /Modules/Application/Repositories/web/facade/Filters.php:172
        • 17. /Modules/Application/Providers/ApplicationServiceProvider.php:44
        • 18. /Modules/Application/Providers/ApplicationServiceProvider.php:44
        • 30. /public/index.php:54
      • select `categories`.`id`, `categories`.`category`, count(borrower.id) as borrower from `applications` inner join `borrower` on `borrower`.`id` = `applications`.`applicable_id` inner join `categories` on `borrower`.`category_id` = `categories`.`id` where `applications`.`current_process_flow_id` = '9' and `applications`.`web_status` = 'Live' and `applications`.`status` = 'Approved' and `applications`.`deleted_at` is null and `applicable_type` = 'borrower' group by `categories`.`id`1.85ms/Modules/Application/Repositories/web/facade/Filters.php:192seedoutm_seedout_staging
        Metadata
        Bindings
        • 0. 9
        • 1. Live
        • 2. Approved
        • 3. borrower
        Backtrace
        • 11. /Modules/Application/Repositories/web/facade/Filters.php:192
        • 12. /Modules/Application/Repositories/web/facade/Filters.php:172
        • 14. /Modules/Application/Providers/ApplicationServiceProvider.php:44
        • 15. /Modules/Application/Providers/ApplicationServiceProvider.php:44
        • 27. /public/index.php:54
      • select `borrower`.`id`, `borrower_gender`, count(borrower.id) as borrower from `applications` inner join `borrower` on `borrower`.`id` = `applications`.`applicable_id` inner join `categories` on `borrower`.`category_id` = `categories`.`id` where `applications`.`current_process_flow_id` = '9' and `applications`.`web_status` = 'Live' and `applications`.`status` = 'Approved' and `applications`.`deleted_at` is null and `applicable_type` = 'borrower' group by `categories`.`id`, `borrower`.`borrower_gender`1.56ms/Modules/Application/Repositories/web/facade/Filters.php:198seedoutm_seedout_staging
        Metadata
        Bindings
        • 0. 9
        • 1. Live
        • 2. Approved
        • 3. borrower
        Backtrace
        • 11. /Modules/Application/Repositories/web/facade/Filters.php:198
        • 12. /Modules/Application/Repositories/web/facade/Filters.php:172
        • 14. /Modules/Application/Providers/ApplicationServiceProvider.php:44
        • 15. /Modules/Application/Providers/ApplicationServiceProvider.php:44
        • 27. /public/index.php:54
      • select count(*) as aggregate from `applications` inner join `borrower` on `borrower`.`id` = `applications`.`applicable_id` inner join `categories` on `borrower`.`category_id` = `categories`.`id` where `applications`.`current_process_flow_id` = '9' and `applications`.`web_status` = 'Live' and `applications`.`status` = 'Approved' and `applications`.`deleted_at` is null and `applicable_type` = 'borrower' and `applications`.`expiry_date` between '2025-04-07 10:53:13' and '2025-05-07 10:53:13' group by `categories`.`id`, `borrower`.`borrower_gender`1.04ms/Modules/Application/Repositories/web/facade/Filters.php:201seedoutm_seedout_staging
        Metadata
        Bindings
        • 0. 9
        • 1. Live
        • 2. Approved
        • 3. borrower
        • 4. 2025-04-07 10:53:13
        • 5. 2025-05-07 10:53:13
        Backtrace
        • 13. /Modules/Application/Repositories/web/facade/Filters.php:201
        • 14. /Modules/Application/Repositories/web/facade/Filters.php:201
        • 15. /Modules/Application/Repositories/web/facade/Filters.php:172
        • 17. /Modules/Application/Providers/ApplicationServiceProvider.php:44
        • 18. /Modules/Application/Providers/ApplicationServiceProvider.php:44
        • 30. /public/index.php:54
      • select count(*) as aggregate from `applications` inner join `borrower` on `borrower`.`id` = `applications`.`applicable_id` inner join `categories` on `borrower`.`category_id` = `categories`.`id` where `applications`.`current_process_flow_id` = '9' and `applications`.`web_status` = 'Live' and `applications`.`status` = 'Approved' and `applications`.`deleted_at` is null and `applicable_type` = 'borrower' and `applications`.`expiry_date` between '2025-04-07 10:53:13' and '2025-05-07 10:53:13' group by `categories`.`id`, `borrower`.`borrower_gender` order by `applications`.`created_at` desc1.05ms/Modules/Application/Repositories/web/facade/Filters.php:205seedoutm_seedout_staging
        Metadata
        Bindings
        • 0. 9
        • 1. Live
        • 2. Approved
        • 3. borrower
        • 4. 2025-04-07 10:53:13
        • 5. 2025-05-07 10:53:13
        Backtrace
        • 13. /Modules/Application/Repositories/web/facade/Filters.php:205
        • 14. /Modules/Application/Repositories/web/facade/Filters.php:205
        • 15. /Modules/Application/Repositories/web/facade/Filters.php:172
        • 17. /Modules/Application/Providers/ApplicationServiceProvider.php:44
        • 18. /Modules/Application/Providers/ApplicationServiceProvider.php:44
        • 30. /public/index.php:54
      • select `cities`.`id`, `cities`.`city_name`, count(applications.id) as apps_count from `applications` left join `branches` on `branches`.`id` = `applications`.`branch_id` left join `students` on `applications`.`applicable_id` = `students`.`id` and `applications`.`applicable_type` = 'student' inner join `cities` on `cities`.`id` = `branches`.`city_id` or `cities`.`id` = `students`.`current_address_city_id` where `applications`.`current_process_flow_id` = '9' and `applications`.`web_status` = 'Live' and `applications`.`status` = 'Approved' and `applications`.`deleted_at` is null group by `cities`.`id`1.58s/Modules/Application/Repositories/web/facade/Filters.php:254seedoutm_seedout_staging
        Metadata
        Bindings
        • 0. student
        • 1. 9
        • 2. Live
        • 3. Approved
        Backtrace
        • 11. /Modules/Application/Repositories/web/facade/Filters.php:254
        • 12. /Modules/Application/Repositories/web/facade/Filters.php:209
        • 13. /Modules/Application/Repositories/web/facade/Filters.php:172
        • 15. /Modules/Application/Providers/ApplicationServiceProvider.php:44
        • 16. /Modules/Application/Providers/ApplicationServiceProvider.php:44
        • 28. /public/index.php:54
      • select count(*) as aggregate from `applications` where `applications`.`current_process_flow_id` = '9' and `applications`.`web_status` = 'Live' and `applications`.`status` = 'Approved' and `applications`.`deleted_at` is null and `applications`.`applicable_type` = 'student'920μs/Modules/Application/Repositories/web/facade/Filters.php:225seedoutm_seedout_staging
        Metadata
        Bindings
        • 0. 9
        • 1. Live
        • 2. Approved
        • 3. student
        Backtrace
        • 13. /Modules/Application/Repositories/web/facade/Filters.php:225
        • 14. /Modules/Application/Repositories/web/facade/Filters.php:225
        • 15. /Modules/Application/Repositories/web/facade/Filters.php:213
        • 16. /Modules/Application/Repositories/web/facade/Filters.php:172
        • 18. /Modules/Application/Providers/ApplicationServiceProvider.php:44
        • 19. /Modules/Application/Providers/ApplicationServiceProvider.php:44
        • 31. /public/index.php:54
      • select `students`.`gender`, count(applications.id) as students from `applications` inner join `students` on `applications`.`applicable_id` = `students`.`id` and `applications`.`applicable_type` = 'student' where `applications`.`current_process_flow_id` = '9' and `applications`.`web_status` = 'Live' and `applications`.`status` = 'Approved' and `applications`.`deleted_at` is null and `applications`.`applicable_type` = 'student' group by `students`.`gender`1.01ms/Modules/Application/Repositories/web/facade/Filters.php:232seedoutm_seedout_staging
        Metadata
        Bindings
        • 0. student
        • 1. 9
        • 2. Live
        • 3. Approved
        • 4. student
        Backtrace
        • 11. /Modules/Application/Repositories/web/facade/Filters.php:232
        • 12. /Modules/Application/Repositories/web/facade/Filters.php:213
        • 13. /Modules/Application/Repositories/web/facade/Filters.php:172
        • 15. /Modules/Application/Providers/ApplicationServiceProvider.php:44
        • 16. /Modules/Application/Providers/ApplicationServiceProvider.php:44
        • 28. /public/index.php:54
      • select * from `cms_menu` order by `order` asc840μs/Modules/Cms/Repositories/web/facade/cms.php:285seedoutm_seedout_staging
        Metadata
        Hints
        • Use SELECT * only if you need all columns from table
        • The SELECT statement has no WHERE clause and could examine many more rows than intended
        Backtrace
        • 11. /Modules/Cms/Repositories/web/facade/cms.php:285
        • 12. /Modules/Cms/Repositories/web/facade/cms.php:117
        • 13. /Modules/Cms/Repositories/web/facade/cms.php:94
        • 15. /Modules/Cms/Http/Controllers/Web/CmsController.php:64
        • 16. /Modules/Cms/Http/Controllers/Web/CmsController.php:64
        • 32. /Modules/Cms/Http/Middleware/CheckLocationTimeZone.php:22
        • 42. /vendor/torann/currency/src/Middleware/CurrencyMiddleware.php:33
        • 85. /app/Http/Middleware/HttpsProtocol.php:13
        • 90. /app/Http/Middleware/InitiateTheme.php:19
        • 104. /public/index.php:54
        users
        array:2 [ "name" => "Guest" "user" => array:1 [ "guest" => true ] ]
        web
        array:2 [ "name" => "Guest" "user" => array:1 [ "guest" => true ] ]
        api
        array:2 [ "name" => "Guest" "user" => array:1 [ "guest" => true ] ]
          currency
          USD
          _token
          C81sVEANDB0pejUrO1Oz3Zf6WxiG0UHOZbnCZoJu
          _previous
          array:1 [ "url" => "https://www.seedout.me/explore/terms-of-use" ]
          PHPDEBUGBAR_STACK_DATA
          []
          format
          html
          content_type
          text/html; charset=UTF-8
          status_text
          OK
          status_code
          200
          request_query
          []
          request_request
          []
          request_headers
          array:20 [ "host" => array:1 [ 0 => "www.seedout.me" ] "x-forwarded-for" => array:1 [ ...
          request_server
          array:67 [ "TZ" => "Asia/Karachi" "REDIRECT_REDIRECT_UNIQUE_ID" => "Z_NoSYQoYKzQrTD9szWoRwAAAAg"...
          request_cookies
          []
          response_headers
          array:4 [ "cache-control" => array:1 [ 0 => "no-cache" ] "content-type" => array:1 [ 0...
          path_info
          /explore/terms-of-use
          session_attributes
          array:4 [ "currency" => "USD" "_token" => "C81sVEANDB0pejUrO1Oz3Zf6WxiG0UHOZbnCZoJu" "_previou...